Growing Owners' Wealth

Growing Owners’ Wealth, Unlock the Financial Future Your Business Deserves

Discover how ‘Growing Owners' Wealth’ (GOW) can empower your business. We deliver tailored financial solutions that bring clarity, drive profitability, and accelerate growth. Say goodbye to the chaos of paperwork and financial uncertainty, and embrace a partnership that fuels your future.

Trusted by over 500+ Companies

Struggling with daily financial admin?

The Virtual Finance Office is ideal for business owners who want to hand over the day-to-day details.

Need strategic financial direction?

The Virtual Finance Director is perfect for businesses looking to grow through proactive, high-level financial planning.

Not Sure Which Package Is Right?

The Virtual Finance Office is ideal for business owners who want to hand over the day-to-day details.

Virtual Finance Office

Time is Your Most Valuable Asset.
Let us Give it Back to You

Your business deserves more than late-night invoicing and mountains of paperwork. GOW takes over the financial complexities, allowing you to focus on what truly matters: growing your business.

Grow without the Overhead

Your business has reached a point where managing finances has become complex. Hiring a full-time finance director or financial controller would be costly, averaging between:


£45,000 and £120,000 per year!

Yet, effective financial management is crucial for your success. The Virtual Finance Office is the solution you need to access top-tier financial expertise without the high costs.

A Fractional Finance Team to Support Your Growth

The VFO gives you all the benefits of a full finance team: bookkeepers, accountants, financial controllers, and directors at a fraction of the cost. We systemise, manage, and streamline your financial processes using advanced technology, giving you real-time insights and complete confidence in your numbers.

Cost Effective Expertise

The VFO gives you all the benefits of a full finance team: bookkeepers, accountants, financial controllers, and directors at a fraction of the cost. We systemise, manage, and streamline your financial processes using advanced technology, giving you real-time insights and complete confidence in your numbers.

End Financial Stress

We take care of the day-to-day financial operations, ensuring everything runs smoothly and stays compliant, without the stress and hassle. The VFO offers comprehensive visibility into your financial health, enabling you to make informed decisions quickly and confidently.

Scalable Finance Support

Growing businesses often struggle to implement financial systems and technology effectively. We fully implement and manage your finance function using the latest tools, saving you both time and money.

Benefits of VFO

  • Seamless real-time accounting and bookkeeping
  • Hassle-free payroll and tax compliance management
  • Ongoing cash flow monitoring and optimisation
  • Full visibility into financial operations for better decision-making
  • Save time and reduce stress by letting us handle your financial complexities

This is Perfect for:

  • Business owners who want to focus on growth rather than getting bogged down in financial admin.
  • Companies that need real-time financial insights without hiring a full-time finance team.
  • Entrepreneurs struggling with cash flow management and seeking efficient, expert solutions.
  • Businesses that want to streamline payroll, tax compliance, and bookkeeping seamlessly.
  • Teams in need of comprehensive financial visibility to make informed decisions quickly.

Achieve Financial Clarity Today
with the Virtual Finance Office

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Virtual Finance Director

Accelerate Your Business with a Finance Partner Who Truly Understands Your Needs

Running a business is hard enough without constantly worrying about finances. We replace financial headaches with clear solutions, all tailored to meet your unique challenges. Whether it's managing cash flow, navigating funding opportunities, or planning strategically for the future - we've got you covered.

Take Control of Your Financial Future

Hiring a full-time Finance Director costs between:

£70,000 and £110,000 per year!

An expense many small businesses simply cannot afford. Our VFD service offers the same level of financial expertise, often at less than the cost of a junior employee, giving you the strategic support you need without breaking the bank.

Transform How You Manage Your Finances

Our VFD combines the roles of a financial expert, business coach, and strategic partner, giving you the insights and guidance needed to grow your business confidently. We help you set long-term financial goals, ensure profitability, and manage cash flow effectively, all with the convenience of a flexible, virtual solution.

Strategic Growth Guidance

Gain expert financial insights that align your finances with business growth goals, setting you on a path to sustainable success.

Cost-Effective Finance Leadership

Access the expertise of a Finance Director without the full-time salary costs, giving you top-tier financial management at a fraction of the price.

Flexible and Proactive Support

Our VFD service grows with your needs, providing scalable support that helps you identify opportunities, manage risks, and stay on top of your financial health.

Benefits of VFD

  • Strategic financial planning to drive business growth
  • Proactive insights based on data-driven analysis
  • Long-term goal setting and opportunity identification
  • Risk mitigation to protect your business
  • Expert financial leadership without the cost of hiring in-house

This is Perfect for:

  • Business owners seeking strategic financial leadership without hiring a full-time finance director.
  • Companies that want to set clear long-term goals and have proactive guidance in reaching them.
  • Entrepreneurs who need a financial expert to identify opportunities and mitigate risks.
  • Businesses aiming to align financial planning with growth objectives effectively.
  • Teams that require detailed financial insights and data-driven strategies to make informed decisions.

Achieve Financial Clarity Today

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The GOW Solution

The Growing Owners’ Wealth Solution

We bring powerful finance tools into your hands, freeing up your time and allowing you to make informed decisions with confidence. Our dynamic tools include real-time accounts, payment solutions, and management accounting - all accessible through your Virtual Finance Office.

Your Comprehensive Financial Toolkit

Accountability Tools

Bank Verification Powered by Streemconnect:

Ensure accurate and up-to-date data by connecting your bank directly through mobile. No more reconciliation headaches - just real-time accuracy.

Data Health Score Powered by Xenonconnect:

We keep your finances compliant and healthy, using automated checks to maximise tax relief and identify errors before they impact your business.

Precision Accounting Powered by Silverfin:

Behind-the-scenes precision, with monthly adjustments for accruals and provisions to keep your accounts crystal clear and growth-ready.

Streamlined Receipt Capture

Capture Invoices and Receipts on the Go:

Powered by Dext & Apron, our receipt capture system eliminates paperwork and manual data entry. Upload via app, email, or drag-and-drop, and let the software handle the rest—saving you hours.

Realtime Accounting Insights

Stay Ahead of the Curve

Our expertise ensures that your financial data is interpreted meaningfully, providing you with clear guidance to optimise cash flow, reduce costs, and ultimately grow your business with confidence.

Powered by Xero

We are Xero Gold Partners, bringing you unmatched expertise in cloud accounting. Monitor your financial performance live, allowing you to make informed, impactful decisions with ease.

Payments Made Easy

Integrated Payment Solutions:

From Gocardless and Crezco to Stripe and Adfin, our payment services simplify cash flow management, streamline receivables, and ensure you're always on top of payments. Offer flexible payment options, from instalments to open banking, to ensure customers pay smoothly and on time.

Impactful Management Accounts

Data-Driven Insights Powered by Syft:

Use visual, insightful management accounts to make strategic business decisions. Collaborative reports help you spot trends, monitor KPIs, and prepare for future funding opportunities.

Strategic Planning for Growth

Benchmark Analysis and Action Plans:

Assess profitability, set future goals, and create a financial plan to achieve them. Powered by Clarity, our strategic planning gives you the roadmap to reach your business ambitions.

Transform Your Tax Strategy

No more disjointed objectives. Embrace integrated personal tax planning that aligns your business strategy with your life ambitions. Experience complete clarity with our intuitive visual tax dashboard, powered by Tax Torch.

See how we are helping businesses just like yours...

Get Finance from Swoop

Power Your Growth With Flexible Funding Solutions

We take the complexity out of finding finance by helping you understand your options, guiding you through applications, and ensuring you secure the funds you need to power your next stage of growth. With Swoop, we bring funding opportunities within your reach, so you can focus on making the most of them.

Expand Operations

Buy New Equipment

Support Cash Flow

Get the Funding
You Need to Grow
with Swoop

Explore funding options and see how we can help you secure the capital your business needs.

Powered by the GOW Team

Meet Your Finance Experts

Our team is committed to providing financial clarity, strategic planning, and proactive solutions to help you grow with ease. Let us work as an extension of your business, providing expertise without the cost and constraints of hiring in-house.

Achieve Financial Clarity Today

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FAQ's & Support

Have Questions? We’ve Got Answers.

We understand that choosing the right finance partner is a big decision. Check out our FAQs to learn more about how we can support your journey to growth.

What’s the difference between the Virtual Finance Office (VFO) and the Virtual Finance Director (VFD) services?

The VFO handles the day-to-day financial management of your business, including real-time accounting, payroll, and compliance. The VFD, on the other hand, provides high-level strategic planning and financial leadership to help you achieve long-term growth.

How can the GOW Solution save me time on financial tasks?

The GOW Solution uses advanced automation tools for receipt capture, bank verification, payment management, and more. By automating these routine tasks, we eliminate manual work, allowing you to focus on growing your business instead of dealing with paperwork.

Do I need to switch my existing accounting software to work with GOW?

Not necessarily. We work with popular cloud accounting platforms, such as Xero, and our solutions are flexible enough to integrate with most major software tools you already use. We’ll evaluate your needs and ensure a seamless transition if changes are required.

How does GOW help with funding and cash flow management?

Our solutions include partnerships with providers like Swoop, Gocardless, and Crezco to help secure funding and streamline payments. We offer tailored funding options and proactive cash flow management tools to ensure your business has the capital it needs to grow.

Can GOW services be customised to fit my business needs?

Absolutely. We understand that every business is unique. Our services are flexible and can be tailored to meet your specific financial challenges, whether it's high-level strategic planning, payroll management, or real-time accounting insights.

More Questions?

If you have any more questions or need additional details, we're here to help. Our team is dedicated to ensuring you have all the information you need to make the right decision for your business. Feel free to reach out, and we’ll provide the answers you need to move forward with confidence.